Insurance - It pays to shop around
Homeowner’s Insurance is a necessity for your Keller home,
but also one that seems to cost more each year. To combat rising premiums, take
some time to inspect your coverage to see if you can save a few dollars.
Mistakes
Inspect your policy to make sure it’s covering the correct
specs for your home at the right levels of coverage. Give special
attention to the dwelling’s replacement-cost estimate.
Discounts
Ask your Dallas/Fort Worth agent if you have taken advantage of all the
policy discounts available to you. With your agent, outline your home’s
features and point out what has changed that might provide discounts for
upgrades in systems additions of security systems/alarms, etc.
Bundling
Inquire if bundling your homeowner insurance with auto,
liability or other policies can save you money overall.
Deductibles
Review your deductibles and see if they still fit your
budget. Consider how raising a deductible could lower your premium.
Shop Around
Don’t be afraid to shop around and show your current insurer
a competitors rates to get your rates adjusted with your carries. Ask
Keller-area friends for referrals and/or research what insurers work in Dallas and Fort Worth or
more specifically where your property is located. Choose a few or use and
insurance aggregator to get multiple quotes at once.
TIP: Don’t ignore Keller, Southlake, North Richland Hills independent insurance agents; they
sometimes will work harder finding you the lowest premium in order to capture
your business.
Whether it's selling your home or finding a new one, we have
designed this site so that you can quickly and easily locate the information
you are looking for. The Grove Team's client-centered approach results in the
best possible outcome for you. Please contact us now to begin the process of
achieving your dreams in home ownership.
Office (817) 337-0000
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