Thursday, December 31, 2015

5 ways Keller homeowners can create their dream bathroom



Bathroom renovations are one of the most popular trends in home improvement. For many people,  creating a dream bathroom is on the top of their wish list. Here are 5 ideas that Keller homeowners can consider if they decide invest in significant bathroom upgrades.

Turn up the heat. Whether you’re just stepping out of the tub in the evening or the bed in the morning, the last thing you want to do is walk on a cold floor. It shocks the system and can eliminate any relaxing feelings you were previously enjoying. Spas understand this, which is why they’ve installed heated floors to keep your comfortable from head to toe. So why wouldn’t you do the same in your bathroom? Replace your flooring with heated floors and, for an added perk, install heated towel racks as well.

Find the space you deserve. You can’t feel comfortable when you’re cramped. Many causes of bathroom claustrophobia – hair care products, towels, shaving/brush apparatus – can be easily handled with improved mirrored cabinet options.  Adding a bathroom vanity with functional storage helps to get the larger items off the counter and out of sight. Cabinets are available in a variety of decorative glass and overlay colors to fit any theme. You can also personalize the vanity with movable drawer dividers and bins, in-drawer electric outlets, or a hair dryer organizer. Products like Robern’s innovative AiO mirrored cabinets are popular and a variety of other options should be available at local stores.

Let there be natural light. Create a more natural feel in your bathroom by adding natural light to your space with a skylight. After a long hard day, imagine how calm you’ll feel with a skylight placed over your bathtub, allowing you to watch the clouds float by overhead while you soak.

Upgrade your tub or shower. If you truly want to recreate the spa experience in your bathroom, then upgrades to your tub or shower are a must. Larger tubs or contoured tubs create that spa feel and encourage long soaking sessions. If you’re after that whirlpool feel, look for a tub with jets that are adjustable. To make your shower more luxurious, look for options that allow your shower to double as a steam room or sauna.

Add a splash of color. If scented candles are already part of your bathroom routine, you understand the power of aromatherapy – but do you know about chromatherapy? This holistic form of healing uses colors to drive the desired response and you can support this effort in your bathroom by painting your walls in a shade that appeals to and relaxes you. But don’t stop there – add splashes of complimentary colors around the space from bath towels and soap dishes to the robe you’ll wear when you’re finally ready to leave your newfound paradise.

After a busy day, it’s nice to know there’s a relaxing retreat you can call your own and it’s just waiting for you. But your new bathroom won’t create itself. Get started on your bathroom renovation today and your bathroom oasis will be a welcome addition to your Keller home.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Tuesday, December 29, 2015

Why Keller Homeowners shoud start tree maintenance this winter



Is your winter tree maintenance limited to trimming the Christmas tree? If so, you’re missing out on one of the season’s most important home projects. Many Keller homeowners pay little attention to their trees and bushes once colder weather arrives, but seasonal maintenance done during these months can be incredibly beneficial, not only for the plant but for you as well.

So grab your tools and your gloves because it’s time to get started on your winter tree pruning.

Why is winter tree pruning important?
Think of winter tree pruning as a head start. Pruning trees and shrubs during the dormant cycle ensures they will have a full growing season when spring arrives. In addition to the longer growing season, winter is also a good time to prune because colder temperatures reduce the risk of disease or pests attacking the plant.

Finally, pruning your trees during winter is also an easy way to protect your Keller home from dying or diseased branches that may pose a falling risk. This is especially true if severe weather continues to hit the area this winter.

What trees or shrubs should you prune during the winter?
There are several species of trees or shrubs that can be pruned during the winter months, but you can categorize them into three easy-to-remember groups:

* Hardwood trees. Pruning hardwood trees in the winter is easy thanks to their lack of foliage. Branches should be cut just above the branch collar — the space where the limb and the tree come together. This area of the tree is rich in anti-microbial chemicals to help the tree heal from the pruning without suffering decay. Clippers can be used to trim smaller branches, but for larger sections or dying plants, use a chainsaw. Consider the Husqvarna 450 chainsaw. This all-around powerful saw features the X-Torq engine for lower fuel consumption and emission levels without a drop-off in power. Its auto return stop switch makes it easier to handle, perfect for those spots where you need to make that precise cut.

* Fruit trees. Similar to their hardwood cousin, winter is also a great time to prune fruit trees. Each species of fruit tree has special considerations you must take into account, however, so research your species before pruning. Once you’re finished, your efforts will be rewarded in the spring with larger, more delicious fruit.

* Shrubs and/or trees that flower. Want the best blooms next summer? Prune any tree or shrub that flowers after May 15, late in the winter. To handle those projects efficiently, consider the Husqvarna hedge trimmer. These trimmers features advanced battery technology for optimal power output, and their one-touch keypad makes it easy to get the job done right without excess battery loss. Most types of hedge trimmers should get the job done.

When do you start pruning?
Branches that pose a falling risk should be handled immediately, but if you want to maximize the spring growing season, late winter is the time to prune. Start your project with the right tools and you’ll support fuller, healthier plant growth during the spring, giving you another great reason to say goodbye to winter.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Wednesday, December 23, 2015

The 7 rules of a green remodel for your Keller home



If you’ve been thinking of remodeling all or part of your Keller home, you might want to consider a green remodel.

Green building means that you use certain materials and practices that are better for the environment and for your health. By following a few guidelines, you can easily complete an eco-friendly remodeling project.
 
Recycle. Whenever possible, choose materials for your home made from recycled products. This cuts down on the amount of waste piling up in our landfills.
 
Use local materials. Local materials don’t have as far to travel, so transporting them costs less and uses less fuel. They are also more durable since they are already adapted to your climate.
 
Think sustainable. Products made from bamboo and cork are better for the environment because they can be easily replaced. Bamboo can grow as much as 1 meter each day.
 
Save as much energy as possible. Install energy efficient windows and add insulation throughout your home. Seal cracks around doors and windows. Purchase new, energy efficient appliances. Not only will you help the environment, you’ll also save money on your electric bill.
 
Always consider indoor air quality. Choose products with little or no volatile organic compounds. Use green cleaning products inside your home to reduce indoor air pollution.
 
Find ways to cut back on water use. Devices like high efficiency washing machines and dual-flush or low-flow toilets use less water than their traditional counterparts. Use xeriscaping for your yard. If you have the budget, consider installing a rainwater harvesting system.
 
Think before you throw away. Before you throw away anything, from appliances to building materials, make sure no one else can use it. 
 
If you follow these 7 rules for remodeling all or part of your Keller home, you will have ensured an eco-friendly process that is better for your health and the environment. 
 

 
Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Monday, December 21, 2015

Hardwood flooring trends for Keller homeowners



After months of online browsing, you’ve found the perfect, wide plank hardwood flooring. Or so you think! You absolutely love the look, but how can you be sure it’s the right product for you and your Keller home? Ask the pros.

In order to make an informed, purchasing decision, Linda Jovanovich of the American Hardwood Information Center, (www.hardwoodinfo.com) suggests you do your research. “All hardwood flooring is not the same,” she says. “Consulting with the experts will help determine if your product of choice will perform well in your unique home or office environment, and in your part of the country. And a little extra due diligence will eliminate guess-work, and the pain of an improper product choice.”

Getting started
There is need-to-know information regarding the differences between solid and engineered hardwood flooring, and the appropriate applications for each.

Solid hardwood flooring is just that, solid wood milled to a three-quarter inch thickness that can be installed only on a subfloor of wood, plywood or oriented strand board. Because of its thickness, it can be sanded and refinished over several generations of use. As a natural product, it will expand and contract with the humidity changes in your home or office. To compensate for this movement, installers should leave an expansion gap between the wood flooring and the wall, and install baseboard moulding or quarter round to hide the extra space. Remember, solid hardwood flooring cannot be glued onto concrete, does not perform well in high-moisture areas, and can require up to 14 days of acclimation time.

Engineered hardwood flooring is not one solid piece of wood, but rather a cross-layer construction of five to nine layers of hardwood, bonded together using heat and pressure. As a result of this process, engineered flooring is less likely to be affected by changes in humidity, reducing expansion and contraction. In most cases, it can be sanded and refinished, however special care must be taken with the thinner profiles. And it can be glued onto concrete, making it an appropriate choice for all levels — upstairs, ground level and basements — and a great choice for what’s all the rage these days, wide plank flooring!

Another great resource
Requests for wider boards, random widths and rustic species full of character and color continue to dominate the hardwood flooring marketplace. "It’s a significant trend that will likely continue for quite some time," says Brett Miller, NWFA vice president of Education and Certification. "And it is a trend that can present certain challenges, especially if the installation is subpar and the end-user is uninformed."

So, act wisely and be in-the-know. Engaging the services of professional, certified flooring installers will ensure your gorgeous flooring will stay that way. These knowledgeable craftsmen understand the importance of acclimation and the control of temperature and relative humidity. They in turn will pass that information on to you, the end-user. An educated customer is a happy one.

More on what’s trending
Other trends being followed by NWFA member companies include a continuation of gray stains and finishes, texturing of wood versus smooth finishes, utilizing random widths in a single installation, a preference for rustic species, selecting boards based on significant character inclusions like knot holes and saw blade marks, and a return to oil finishes. This assortment of flooring ideas provide Keller homeowners with several great options.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Friday, December 18, 2015

December weather provides oppurtunity for Keller homeowners



Although winter weather seems it may never arrive, it is better to be prepared than caught off guard this season. So if you haven't had time to prepare for the colder temperatures, now may be your second chance.

With the lack of significantly cold temperatures, some Keller homeowners have been provided a longer window of opportunity to prepare their homes for the potential of harsh weather. Winterizing not only helps maintain comfortable temperatures inside, but also helps lower your energy bill. Fortunately, some of the improvements that have the biggest impact are also easy to do and surprisingly affordable.

1. Seal gaps and cracks
The average midsize U.S. home has a half mile of gaps and cracks according to www.energystar.gov. Cold air infiltrates through those spaces causing your furnace to work overtime. An easy way to combat the problem is to use Great Stuff(TM) Gaps & Cracks to fill openings around electrical outlets, plumbing pipes, doors, dryer vents and more. Sealing your home takes just a few hours whether you do it yourself or work with a contractor.

2. Reverse fan blades
Your ceiling fans aren’t just valuable during summer – they can help reduce energy costs by circulating warm air that rises to the top of rooms. To ensure your fan is circulating the air correctly, you need to reverse the blades. Most modern ceiling fans have a handy switch that controls the blade direction. During the winter, set the blades to spin clockwise to help warm rooms and set to counterclockwise during summer for cooling breezes.

3. Eliminate drafty windows
Have you ever felt a draft as you walked by your window? Gaps around windows are a major source of heat loss. Seal out those drafts with insulating foam sealant. These specially formulated low-pressure sealants are easy to apply and insulate the windows without bending the frame when properly applied. Another great tip is to open the curtains during the daylight hours on south-facing windows so the sun can help heat your home naturally. Close curtains when the sun sets to reduce the chill.

4. Install an adjustable thermostat
An adjustable thermostat is an effective tool for maintaining a comfortably warm home and cutting heating costs. If you have one but don’t have it set, now is the time to learn how. By adjusting the temperature down while you’re sleeping or away, you can save plenty of money. In fact, by turning your thermostat back 10 to 15 degrees for 8 hours, you can save 5 to 15 percent a year on your heating bill, according to energy.gov.

5. Tune up your furnace
Make sure your furnace is working effectively and efficiently by scheduling a tune-up now. A qualified technician will check the coils and clean and lubricate important mechanical parts. Some utility companies offer free checkups to customers, so be sure to ask about your options. In addition to a tune-up, remember to change your furnace filter once a month during the heating season to maintain proper air flow.

Severe winter weather has not yet arrived for Keller homeowners but the delay provides another opportunity to prepare your home for the months ahead.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Wednesday, December 16, 2015

5 DIY projects to help your Keller home beat the cold weather



When winter reaches its peak, most Keller homeowners bundle up and hope for the best. But savvy do-it-yourselfers know that preparations and regular maintenance throughout the season can prevent costly damage down the line.

So grab your toolbox and try out these projects to help prepare your home to withstand the wintry weather.

Check and replace worn weather stripping:
Checking and replacing weather stripping on doors and windows not only keeps your home from becoming cold and drafty, but it can help save on heating costs. To remove old stripping, heat caulk with a blowtorch to loosen and use a paint scraper to peel away the old layer, prepping it for the new one.

Thaw frozen pipes:
There’s nothing worse than discovering that the water in your copper pipes has frozen – and it happens all too frequently in winter. To fix the problem on your own, grab a blowtorch, like the Bernzomatic TS4000 Trigger-Start Torch. Turn on the faucet to allow water to flow freely once it melts, and be sure to cover and protect around the area you are working on with a wet rag or special heat cloth. Continuously move the torch flame over the pipe, not holding in one area too long, to restore the pipe to its natural temperature. This trick also works great with frozen doorknobs and locks. Just remember to follow the torch’s safety instructions and also wait until surfaces cool before opening or touching.

Replace furnace filter regularly:
Before you start your furnace, check the filter. If it looks dirty, it definitely needs to be replaced. Regularly changing the filters in your heating system can drastically improve both its longevity and efficiency, so you’ll save money in the long run. The average cost of a new filter is around $10. When using your heat daily, aim to replace your filter every four to six weeks.

Beware of ice:
If snow or ice piles up around inconvenient areas, making sidewalks, driveways and porches slippery. You can use a blowtorch to quickly and effectively melt snow and ice in small areas. Simply heat a patch of ice or snow with the flame until it starts to melt. Then, use a shovel to clear the rest away. While this method isn’t practical for clearing large surface areas, it is a productive way to quickly remove large chunks of ice or snow without needing to chip or scrape away at them.

Cover bare floorboards:
During the winter, non-insulated floors cause up to 10 percent of a home’s heat loss, according to the National Energy Foundation. If you have wooden floors, consider adding rugs and blankets to help reduce some of that heat loss. As an added bonus, they’ll help keep your feet warm as you’re padding around the house. Additionally, if there are cracks or gaps in the floor, using a silicone-based filler can also help.

These tips can help Keller homeowners through the winter season with their home and wallets intact. Visit groveteam.blogspot.com for more more tips.

Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Friday, December 11, 2015

How Keller homeowners can resolve kitchen clutter



The kitchen is the heart of the home, and in our last blog post, you learned about kitchen renovation trends. However the kitchen is also home to a lot of clutter. From food and utensils to small appliances and phone chargers, the kitchen is the second most-cluttered room in the house, according to a Moen Consumer and Market Insights Group. But, that doesn’t mean it has to be difficult or even complicated. Make it one of your New Year’s resolutions to bring order to the kitchen with these easy tips.

Stash your stuff where you can see it
You don’t need a large pantry or countless cupboards and drawers to find the perfect spot for all your stuff. If you have blank space on the walls, consider adding a few open shelves. They provide plenty of storage while keeping everyday dishes and staples, like the coffee canister or cookie jar, within easy reach.

The biggest pain point — and eyesore — for Keller homeowners is lack of counter space, and feeling like there isn’t enough real estate for everyday essentials. Instead of adding to the chaos, designate a specific “drop zone” for items that find their way into the kitchen each day, like mail, paperwork or electronics.

Extend the “everything in its place” mentality to another kitchen staple — the dishtowel. Instead of leaving it in a damp heap on the counter, install a towel bar, towel ring or hook to the side of a cabinet or island to create a spot for it to hang. Not only will it free up space, but like in the bathroom or powder room, you’ll always know where to look for it when you need it.

Storage space that works better, and smarter
If you’re lucky enough to have a pantry, go beyond simple shelves to make this area work better — and smarter — for you. Pullout baskets and shallow drawers will ensure your pantry offers a proper place for everything. Curved cradles can turn an ordinary shelf into a beverage storage center, allowing you to store wine, water or soda bottles on their sides, while eliminating the fear of them falling off the shelf. And instead of wasting the space on the back of the door, install a slim, vertical storage system to provide a spot for plastic wrap, aluminum foil and other awkward-sized kitchen must haves.

The key to staying organized for Keller homeowners is making the best use of the space you have. With a little imagination and the right additions, getting the kitchen organized once and for all is a New Year’s resolution that’s easy to achieve.

Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership


Tuesday, December 8, 2015

Top kitchen renovation trends for Keller homeowners



Keller homeowners have probably read in recent years that Americans are willing to invest significantly to create luxurious dream bathrooms. Now it seems the same is true for innovative, beautiful kitchens. More than half of homeowners across the country, who are planning a renovation, will upgrade their kitchen, and nearly four in five would give up something for a year— such as a family vacation, date nights or even Internet access — in order to get the kitchen of their dreams, according to a new survey from home appliance manufacturer, LG Electronics.

Great kitchens have always sold homes, but this study shows that kitchen renovation is truly having its moment. More people intend to redo their kitchens not just to enhance functionality or salability, but also to make the room more aesthetically appealing, luxurious and one they can really fall in love with.
 
If you’re planning a kitchen renovation, here are the key areas to consider, according to homeowners who responded to LG’s survey:

Aesthetic appeal
More Americans are drawing inspiration from showcase kitchens featured in home design shows, websites and magazines. They’re no longer content just looking, however; they want to create that stunning visual effect in their own kitchens. Twenty-six percent of those planning to renovate their kitchen say aesthetic appeal is the primary driving factor.

Four in ten American homeowners say their current kitchen doesn’t look as good as they would like. In fact, many dream of changing the color scheme (25 percent) and overall style (23 percent) of this room. In changing their overall style, homeowners may consider modernizing their kitchens with distinctive styling palettes that include sleek, clean lines, unique knobs and handles, beautiful yet functional task lighting and leading-edge technology.

Better appliances
Homeowners see premium appliances as essential to their kitchen upgrade and are willing to pay more to get the best. Nearly half (49 percent) say they would be willing to spend more on a top-of-the-line refrigerator and 44 percent felt the same way about ranges. In fact, nearly nine out of 10 (89 percent) say they would pay top dollar for a premium appliance, especially if it is ENERGY STAR certified (64 percent), offers a 10-year warranty (60 percent) or has advanced features or functionality (49 percent).

From convection ovens that distribute heat more evenly through relocation of the heating element from the bottom of the oven to the back to an energy efficient refrigerator that features pro-style details and cabinet-depth styling, new top-of-the-line appliances are available from leading premium brands. Many such brands include counter-depth refrigerators, gas and electric slide-in ranges and over-the-range microwaves, all featuring the latest in kitchen technology.

Countertops and cabinets
Functionality is still important to homeowners, with 40 percent citing that they would like their kitchen to be more functional, whether they plan to renovate or not. Specifically, homeowners wish their kitchen had more counter space (44 percent) and additional cabinets (37 percent).
From eco-friendly composite countertops made of recycled paper and engineered stone with enhanced durability to classic materials like natural granite and butcher block, homeowners have many options for countertops that look great and function beautifully. Traditional woods like oak, maple and cherry, and modern choices, such as stainless steel and bamboo, give homeowners virtually endless options in cabinet design.

Keller homeowners have known a great kitchen can make their homes easier to sell one day, but if they mirror the national survey, they might now be willing to spend more to improve the kitchen for their own enjoyment as well. In fact, nearly half of the people LG talked to said the kitchen was the room they were most likely to splurge on if they were to renovate their home.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Friday, December 4, 2015

Why winter may be the best time to sell for Keller homeowners



If you've decided on selling your Keller home, now may be the time to put it on the market. Even now, with temperatures dropping, airports bustling and retailers holding holiday sales, it’s a good time to sell.

In fact, Greg Jaeger, vice president at USAA Bank and former real estate agent, says waiting could decrease potential buyers, especially if mortgage rates increase soon and price some out of the market. Delaying a sale also could increase your competition and stress.

“Those who sell their homes in the winter can reap financial and emotional benefits since they are not waiting until everyone else is trying to sell,” Jaeger says.

Less Competition
Your home has a greater chance of standing out from the crowd in the winter months, December through February. In the summer, you have to compete with other sellers looking to lure buyers expecting deals. To be sure, sales trends are different among colder and warmer states. And summer is often a more ideal time for families with young children to plan moves before school starts. However, you may be overlooking another group of buyers.

“During the summer, buyers look like families. In the winter they look like investors,” he said.
Sellers often are able to ask more for their homes in winter, Jaeger said. A study by online brokerage firm Redfin found average sellers earn above their asking price December through March than they do in the summer months. In addition, in winter months a home is on the market for an average of 26 days, compared to 33 days in non-winter seasons, according to Redfin’s data.

Less Stress
There’s a certain ecosystem to the home buying process, which includes realtors, home inspectors, appraisers, the title company and the bank processing the loan. That ecosystem is tense when activity is the busiest. In peak buying season, there’s overwhelming demand to process transactions, with potentially an overwhelmed system for processing them.

“You can help reduce the typical home buying and selling stress by selling your home during the winter ‘shoulder season’ and working with experts who really understand your needs,” Jaeger said.
Those needs often are more complex when the military is involved. While the military’s Permanent Change of Station season typically prompts many military families to sell their homes during the busy summer months, duty can call in the winter too.

Working with an experienced real estate agent, or an agent who focuses on serving the military community, can help keep extra stress at bay and ensure a smooth selling process for your Keller home.

Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Monday, November 30, 2015

Are Keller homeowners paying too much for home loans?



Adjustable-rate mortgages (ARM's) are considered a risk for many prospective homeowners in Keller and throughout the country. However, the fear of these ARM's may be dated. The following article includes quotes from experts of the industry:

Rising home prices and higher mortgage rates are adding up to increasingly expensive housing, but fear is making matters even worse.
A wide swath of borrowers today may be paying far too much on their home loans, simply because they are overly cautious.
"It's personality. Some people are just risk averse, but how much is your risk aversion worth?" asked Craig Strent, CEO of Maryland-based Apex Home Loans, an independent mortgage lender.
More than 93 percent of mortgage applications to both refinance and to purchase a home are for fixed-rate loans, according to the Mortgage Bankers Association. Adjustable-rate mortgages (ARMs), which may be fixed for up to 10 years before the interest rate changes, can offer rates at least a full percentage point lower, but they are less popular today than they've ever been.
That is because ARMs are associated with the high-risk lending that resulted in the worst housing crash in U.S. history. In 2005, close to 40 percent of new loans were ARMs.
"I think it's just fear and the nightmare, I mean, you remember the exploding subprime adjustable-rate mortgage," said Mark Zandi, chief economist at Moody's Analytics. "That was at top of mind just a few years ago, and so it's going to take a while before people really get over their fear and buy into the idea that an ARM might be a good deal for them."
Today's adjustable-rate loans are nothing like those of the past. They are largely underwritten to the full term of the loan and subject to new mortgage regulations from the Consumer Financial Protection Bureau and its "ability to repay" rule. Most ARMs now combine interest and principal payments, but some lenders do offer interest-only ARMs. These, however, are held on lenders' books and are most often used by high net worth customers, who are using mortgages for investment and cash management purposes, not to qualify for a more expensive house.
ARMs have also been less popular simply because the average rate on the 30-year fixed has been so low for so long. The spread between a 30-year fixed and a five- or seven-year ARM is usually more than twice what it is now. That has made the risk of an ARM less worth it, so far, but that is about to change.
"ARMs are more attractive when 30-year interest rates increase," said Matt Weaver, vice-president at Finance of America Mortgage, a Blackstone company. "Right now we're in a very funny time. Jumbo mortgage rates and 30-year fixed are the same."
The Federal Reserve may raise long-term interest rates as soon as December, which will cause spreads between these types of loans to widen. Weaver warns, however, that education is paramount for borrowers considering an adjustable-rate loan.
"Someone who is going to be purchasing that $250-$300,000 home is probably not in a cash reserve position to take that risk. They're more than likely squeezing themselves into that payment to begin with," he said.
Some claim the best way to determine if an adjustable-rate loans will benefit you is to take real stock of how long you expect to be in your home. If it's more than 10 years, then a longer-term, fixed rate is still the best bet. If, however, you are considering a starter home, or you are not wed to your particular neighborhood, an ARM will save you money. While most buyers don't think of a home as a short-term purchase when they buy it, the average homeowner stays in their home only about six years.
"It's not about the house at all. That's a fallacy. It's about how long you're going to keep this mortgage," said Apex's Strent.
Interest rates are still near historic lows right now, and are only slowly rising, but borrowers will still refinance for several reasons: To take cash out for home improvements or to pay for college, to get rid of mortgage insurance, to consolidate debt, or in the event of a divorce buyout.
Of the 30-year fixed loans made between 1980 and 1985, barely 2 percent made it to their eventual payout, according to Black Knight Financial Services. More made it past 19 years, but certainly not 93 percent of those loans — which is the share now applying for the 30-year fixed.
ARMs are not for everyone, but in today's rising rate environment, given that the rate can be fixed for a decade, they are most definitely being underutilized. Borrowers are right to be cautious, but not so cautious that it costs them cash. 
Chris Rudolph
Secondary Manager

This is useful information for people considering home ownership as well as current homeowners. Visit groveteam.com for more tips and information.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Friday, November 27, 2015

1181 Durango Springs Drive Fort Worth, TX 76052

Property Tour: http://tour.circlepix.com/home/RXRSFV
Introducing charm and charisma! Classic elegance is yours in this impeccably maintained one story, Bailee home in Spring Ranch. 4 bed, 2.1 bath features open design with stunning wood floors, island kitchen, granite surfaces and stainless appliances. Escape to the private master retreat complete with spa-like bath. Enjoy the amazing back yard oasis boasting kitchen,pool with swim-up bar, spa and fireplace. Gameroom and large secondary bedrooms complete this package.
Bedrooms: 4
Bathrooms: 2.00
Square feet: 2,989
Price: $479,000

For more information about this property, please contact Diane M. Grove at 817-337-0000 or info@groveteam.com. You can also text 3203733 to 67299.


See more listings at: http://www.groveteam.com


MLS ID: 13280768

Tuesday, November 24, 2015

Winterize your wallet: 4 winter maintenance projects for your Keller home



Cooler temperatures signal it’s time to switch gears and adjust your Keller home to the winter conditions. A few modifications can go a long way — here are four key projects to winterize your abode, help you stay warm and save money this season and beyond.

1. Stop letting money slip through the cracks
An easy way to winterize and keep heat in is to find drafts and seal them. In fact, drafts can waste five to 30 percent of a home’s energy usage according to the U.S. Department of Energy says. Keep drafts at bay by simply placing a rolled bath towel under doors and seal gaps in windows with caulk, or apply weather stripping or window winterizing film to keep the warm air from escaping.

Can’t find the drafts? Simply run your finger around edges of windows and doors to feel where air is leaking; or use a flashlight to see where light passes through.

2. Save water year-round
The kitchen is one of the hardest working areas in the house, and installing a low-flow faucet can help cut back on your water bills. Choose an option with a pulldown spray wand, like the Kendall kitchen faucet from Moen, that helps conserve water as well as make tasks in and around the sink easier. The spray wand features Reflex technology, which allows for easy and secure docking of the wand.

3. Get smart with heating
You may think your old thermostat is doing just fine, but the truth is a new one can save you up to 12 percent on heating and 15 percent on cooling, according to statistics. Modern thermostats provide a new-age way to conserve resources through its ability to learn your schedule and teach you how to save through notifications. In turn, it’ll save you money, since you’ll be heating and cooling your home only when necessary.

4. Water heater cool down
The furnace isn’t the only place to save by turning down the temperature. Many water heaters are set to 140 degrees, which can actually be dangerous and cause scalding. Simply lowering the temperature 20 degrees can save you $36 to $61 annually, according to the U.S. Department of Energy. This will also slow mineral buildup and corrosion in the water heater and pipes, saving significant money in the long run by preserving the life of your unit.

Completing these maintenance projects will not only adjust your Keller home to the winter conditions, but make your wallet happy.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Friday, November 20, 2015

4 DIY tips to refresh your Keller home for the holidays



With the holidays right around the corner, Keller homeowners are getting ready to host parties, dinners and more. Could your home’s interior use a refresh before the guests arrive, but you haven’t settled on the right idea? The key is to select one or two-day projects that will make a lasting impact, like dramatic trim and high impact paint choices.

Here are four ways you can liven up your home just in time to share it with friends and family.

1. Add wood to your walls. Whether for a dining room, entryway or bedroom, adding wainscoting or a wood feature wall can dramatically change the look of the room by adding dimension, often making smaller spaces feel a bit bigger. Different types of interior wood finishes reflect different styles. For example, leaving wood paneling unfinished can create the ambiance of a coastal beach house, while a transparent stain is a more polished way to let the natural beauty of the wood grain shine through. The contrast of wood finishes with an adjacent wall in striking paint colors can modernize a room in no time flat.

With so many design choices out there, you’re sure to find a style that reflects your home and personality. Pinterest is a great inspiration source for adding finishing touches to your walls.
 
2. Update a key piece of furniture. Breathe new life into a room by updating the color of existing furniture. To start, pick a key piece of furniture that is a focal point of your room, such as a dinner buffet or hutch. Apply a paint color that enhances the room’s interior, or introduce a bold color and accent it with new complementary accessories.

A little pop of color on a key piece of furniture can make neutral rooms feel personalized and welcoming.

3. Install upscale finishing touches. You can dramatically alter the look of any room by adding crown molding or trim. By placing crown molding — a decorative trim that bridges the gap between walls and ceilings — in a prominent visual location, your room will have just the architectural accent it needs to shine for the holidays.

The hardest part of the project will be deciding which room you’ll use for the project. After installing your molding or trim, you can make these details pop even more by choosing a complementary paint color for the ceiling and walls using the Olympic Paint Visualizer.

4. Refresh your entryway. Painting your front door is one of the easiest home improvements to do this holiday season. With your painting materials already prepped for inside projects, it’s a no brainer to spruce up the first thing people see when they enter your home — your front door. Applying a fresh coat of paint to your Keller home’s entrance is not only a key part of home maintenance, it also adds curb appeal to your home.

Color options include a classic look with a stately black, gray or navy. Or, you can try a fun and colorful look by using trendy colors like bright green, aqua or orange.

Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership

Sunday, November 15, 2015

7924 Glenview Drive Richland Hills, TX 76180

Property Tour: http://tour.circlepix.com/home/N2XQB4
A great investment for the right person with the right ideas. Create an opportunity at this terrific location for a retail business surrounded by small and major businesses. 0.214 Acre lot right off 121.
Price: $42,000

For more information about this property, please contact Diane M. Grove at 817-337-0000 or info@groveteam.com. You can also text 3186014 to 67299.


See more listings at: http://www.groveteam.com


MLS ID: 13265916

Friday, November 13, 2015

611 Jamboree Way Euless, TX 76039

Property Tour: http://tour.circlepix.com/home/AMCYW8
The perfect fit! This cozy 2 bedroom Townhome in CGISD is close to DFW Airport plus all major highways! Open floor plan boasts high ceilings and plenty of natural light. 2 large bedrooms with X-tra living space upstairs can be used as a study or 2nd living area. Spacious kitchen opens to family room with fireplace.HOA takes care of the front landscaping and entrance.Gated community for privacy and security. Covered patio and pool complete this package!
Bedrooms: 2
Bathrooms: 2.00
Square feet: 1,448
Price: $195,000

For more information about this property, please contact Diane M. Grove at 817-337-0000 or info@groveteam.com. You can also text 3182221 to 67299.


See more listings at: http://www.groveteam.com


MLS ID: 13274253

Monday, November 9, 2015

6 easy holiday decor ideas for Keller homeowners



Whether you’re planning an extravagant party or simply hosting a few family members, the stress of the holiday season can easily become overwhelming. With your busy schedule and full to-do list, the key to successful entertaining is to keep it simple.

If you’re like most people, you’re probably breaking out your traditional holiday decorations — but why not take it up a notch this year? Here are some easy ideas to instantly rejuvenate your Keller home, wow your guests and create a welcoming environment:

Restyle your shelves
If the shelves in your living or dining room are full of books and baskets the rest of the year, take a moment to declutter. Stash those everyday items away and replace them with elegant holiday décor like pretty dishes, serving pieces or china you’re not already using on the dinner table. You can also sneak in pops of color with ornaments and sprigs of pine.

Wow your guests with new window treatments
Dressing up your windows is an easy way to give a room a fresh look, just in time for company to arrive. Consider motorized window coverings for comfort and convenience, as well as energy savings. Your holiday budget will appreciate it year after year. Combined with timers and sensors, your draperies and blinds will adjust automatically, while you enjoy your company. With the myLink(tm) app from Somfy, you can use your tablet or smartphone to control your window treatments while at home or away. Create the perfect sunrise or sunset scenery with a built in clock that adjusts daily, optimizing the natural light in your home

Create a cheerful greeting display
Don’t just stuff all those holiday cards in a drawer or basket — show off your favorites in a festive way. Weave a colorful ribbon along the banister of your staircase or a blank wall and use clips or clothespins to string them throughout. When guests come over, they’ll love seeing themselves featured in your display.

Balance your color palette
While bright red and green tend to be the favored holiday hues, this color scheme isn’t for everyone. If you find yourself shying away from these colors, opt for metallic tones like silver, gold and bronze. These shades bring warmth and cheer to a room without taking away from your existing décor.

Dazzle with lights
Less is more when it comes to sophisticated holiday lights. If you tend to have more guests to your home during the holidays, it’s important to keep your walkways and paths brightly lit, especially if you’re in an icy climate. Spread a few strands of lights along the shrubs or smaller trees that line the path up to your front door to guide your guests safely into your home.

Bring warmth with a fancy fireplace
A fireplace is the finishing touch to a cozy winter living room scene. Not only does it add warmth, it also creates an alluring and inviting environment. An insert fireplace is a great addition to your home, whether you want to build new or replace your current fireplace for a more energy efficient option.

Dress your Keller home to impress this holiday season. These décor tips will have your guests in awe the moment they walk through the door.

Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership.

Wednesday, November 4, 2015

412 Fleming Drive Hurst, TX 76053

Property Tour: http://tour.circlepix.com/home/SB24E9
Great Beginnings! 3 bed, 1.5 bath, one story home tucked away in a quiet, established neighborhood in H.E.B ISD close to to restaurants, shopping, highways and DFW airport. This freshly painted home features open floor plan with spacious family room, galley kitchen, large dining area and separate utility room. Retreat to the master offering his and her closets and private half bath. Large, private yard with pergola and storage shed complete this package.
Bedrooms: 3
Bathrooms: 1.00
Square feet: 1,345
Price: $115,000

For more information about this property, please contact Diane M. Grove at 817-337-0000 or info@groveteam.com. You can also text 3157849 to 67299.


See more listings at: http://www.groveteam.com


MLS ID: 13266387

Sunday, November 1, 2015

156 College Street S Keller, TX 76248

Property Tour: http://tour.circlepix.com/home/VQ6FEM
Something special in the heart of Keller!! 3 bedroom, 2 bath, well cared for one-story home with large living room open to dining area and kitchen. Retreat to the private master featuring walk-in, jetted tub, separate shower and dual sinks. Large secondary bedrooms. Walk to Bear Creek Park with beautiful walking and biking trails, playground and duck pond. Just minutes from Keller ISD schools, The Keller Pointe, Town Center and Old Town Keller.
Bedrooms: 3
Bathrooms: 2.00
Square feet: 1,579
Price: $169,900

For more information about this property, please contact Diane M. Grove at 817-337-0000 or info@groveteam.com. You can also text 3157894 to 67299.


See more listings at: http://www.groveteam.com


MLS ID: 13266518

Friday, October 30, 2015

5 winter DIY steps for Keller homeowners




With the dead of winter fast approaching, it’s never too soon (or late) to prepare your Keller home for the cold months ahead. With the goal of keeping cold air out and warm air in, make sure you’re doing all you can to keep your family warm and your heating bills low.

Proper insulating and air sealing can help lower your energy bills by up to 30 percent. Additionally, the average U.S. home has a half mile of gaps and cracks spread throughout, according to energystar.gov. If you’re seeing spiders, dust, cobwebs and feeling drafts or uneven room temperatures, your home likely has gaps and poor insulation. Here are five DIY air sealing steps to help keep your home comfortable during the frigid weather using insulating foam sealant:

1. Scope out the problem areas
Start by checking around doors and windows that lead outside or to the garage. Gaps around water and waste pipes often lead to exterior walls which can let in a lot of air. Don’t forget to look around in your basement and attic where you may find gaping joists, holes in wood or cracked blocks.

2. Take safety precautions
Before starting any DIY project, be sure to take the necessary safety precautions. Begin by reading and understanding all of the instructions on the foam sealant can for proper use and handling. Sealant is sticky and will adhere to your skin, so cover all skin.  At a minimum, you’ll need both gloves and long sleeves to cover your hands and arms, along with a pair of safety glasses. Protect the floor and surrounding area by laying down a ground cover and make certain the room has proper ventilation with no sparks or flames nearby.

3. Start with windows and doors
To seal the openings around windows and doors and their rough openings, find an entry point for the nozzle to spray the foam sealant of your choice, such as Great Stuff Insulating Foam Sealant. Fill the cracks only about half way, because the foam will expand the rest of the way. Not only does this block out cold air, but it’ll help keep those unwanted bugs and spiders out of your home.

4. Move on to cracks in the foundation
Cracks in your home’s foundation tend to develop over time. It’s important to take action when you find them, to help prevent major damage down the road. Apply a water-resistant, air-tight sealant to any cracks you find in your basement or attic. Shake the sealant can and turn it upside down to begin filling. If you spray too much, wait for the sealant to cure, and after about eight hours when it is fully cured, level it with a serrated knife.

5. Seal off pipe penetrations
Pipes that penetrate floors and walls in your kitchen, bathroom and laundry room are prime areas for air flow and pests to sneak through. As a result, the space that surrounds the pipes should not be left wide open. Using a can of foam sealant, point the straw into the opening around the pipe and start sealing. Do not force foam into spaces or voids behind walls.

6. Safely store and dispose of cans
Most one-component insulating foam sealant cans are for one-time use so before you start, make sure you identify all the areas around your Keller home that you can seal. Also be sure to follow all of the instructions on the product label for both storage and disposal. Disposal regulations for these types of products vary. Because a sealant is pressurized it must be stored upright and at room temperature.


Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership.

Wednesday, October 28, 2015

Put your Keller home on autopilot to save money, time and energy



Every Keller homeowner can remember a time when they wondered, "Did I lock the front door this morning?" Or, "Did I leave a light on?" Others can attest to that feeling of dread knowing their air conditioner is running full blast while they're away on a weekend trip. There's nothing worse than worrying about the security of your home — or your rising electric bill — while you're away.

Fortunately, recent advancements in home technology offer peace of mind when it comes to energy efficiency, security and time savings. Almost any home can be put on "autopilot" without breaking the bank. Many areas of the home can benefit from some simple technology upgrades.

Efficiency
Heating and cooling a home accounts for 50 percent or more of a home’s energy bill, so it’s important to incorporate the latest technology to make it as easy as possible to be as efficient as possible.

We have seen some great advancements in home technology that maximize the energy efficiency of heating and cooling products. For example, as thermostats become more advanced, homeowners now have the ability to optimize home comfort and energy savings.

One example of these smart thermostats is the Lennox iComfort S30. Homeowners can maximize energy savings through its one-touch smart away mode, which detects when family members leave and return to the home and automatically adjusts to an energy-efficient setting. It is also is the only thermostat that offers first-of-its-kind real-time air quality monitoring.

Water usage also is a concern when it comes to efficiency. Homeowners can cut down on water bills by using home sprinkler systems that incorporate Wi-Fi technology. These systems allow homeowners to start or stop sprinklers from anywhere, avoiding water waste when heavy rains have already saturated the lawn. Many systems now even include wireless capabilities that prevent sprinklers from activating during rain or freezing temperatures.

Security
Homeowners can rest easy thanks to automated systems that ensure their home is safe and secure. Companies now offer products that check, open and close garage doors directly from a smartphone, tablet or computer. There are also lock systems that respond only to the fingerprints of residents of the home. If that's not enough, new technologies send texts or email updates when doors are locked or unlocked, and can remotely lock doors through Wi-Fi. And for those who are wondering who’s there when they’re not, there are now door bells that allow homeowners to see on their phones who’s at their door remotely, from any location.

Time savings
Finally, kitchen appliances now integrate technologies to streamline the day-to-day routines of Keller homeowners, allowing for maximum time savings. Consumers can take the hassle out of finding the perfect cooking setting by using a microwave that can scan a barcode on a dish and automatically adjusts to the correct time and power for the particular product. Ovens equipped with Wi-Fi allow cooks to monitor their meals on a mobile device and put the crock pot to shame.

Families can also save time while enjoying the convenience of home automation. Wi-Fi-enabled mailboxes send text or email alerts when mail has arrived. Parents can even save the time it takes to beg their child to stop playing video games by using a tool that automatically limits the time spent on an electronic device.

Peace of mind isn't all about expensive, over-the-top upgrades. Home automation can save time and money, and offer customized comfort and security, often through simple technology tweaks.

Whether it's selling your home or finding a new one, we have designed this site so that you can quickly and easily locate the information you are looking for. The Grove Team's client-centered approach results in the best possible outcome for you. Please contact us now to begin the process of achieving your dreams in home ownership.