Monday, June 28, 2010
Grow a Naturally Vibrant Garden
By Debra Lynn Dadd
For spots that provide such serenity, freshness and beauty, many lawns and garden are also remarkably intertwined with deadly substances. Pesticides to be precise.
While the same pesticides used by agribusinesses are on nursery shelves-in smaller bottles with prettier labels-the National Academy of Sciences reports that "suburban gardens and lawns receive heavier pesticide applications than most other land areas in the United States, " including agricultural areas.
For the time-harried gardener, it may be easy to overlook such reports. After all, it's a breeze to spray some week killer or pest spray and be done with it.
What's impossible to ignore is the National Cancer Institute finding that in households where outdoor pesticides were used regularly, children were nine times more likely to develop childhood leukemia. In addition, pesticides are the second leading cause of household poisonings in the United States.
Gardening sans pesticide
The good news is lawns and gardens can be beautifully and healthfully maintained without using risky pesticides. Instead, organic gardening methods can be applied.
Pests are nature's way of eliminating unhealthy plants. Thus the basis if organic gardening is to grow healthy plants, which naturally resist pests. In organic gardening, much emphasis is given to building fertile soil, which in turn produces healthy plants. Compost, rock dust, and other soil amendments are frequently added.
If it becomes necessary to control unwanted insects, animals, and plants, you can use methods that are more natural and harmonious than chemical pesticides. These include traps, companion plants that deter harmful insects, beneficial organisms and insects, and natural botanical pesticides and repellents.
Here are tips for keeping your lawn green without chemicals:
* Let your grass grow. Grass that is 2.5 to 3 inches tall holds moisture in the soil and discourages the growth of weeds. Mow when the lawn i s dry during the cool part of the day.
* Fertilize naturally. Leave nitrogen-rich grass clippings behind to degrade into the soil-building compost. Add compost or manure. Make your lawn self-fertilizing by including clover and other nitrogen-rich plants.
* Cut dandelions at the root, most won't grow back.
* Dethatch in late spring or early summer, then reseed.
* Dry out fungus, dehatch, add soil bacteria and reseed. Fungus grows only in wet, thatchy, over fertilized lawns.
*Aerate twice a year (compacted soil promotes weeds). Add a soil loosener, like compost, then reseed.
* Reseed bare spots and thinning laws to prevent weed growth.
* Water in the evening, deeply and infrequently. Allow the grass to dry thoroughly between watering's.
* Choose the right species. Ask your local nursery for advice.
Spending time outdoors growing flowers and food organically can be a rewarding pastime that also protects your health and health of your loved ones. Once you learn the basics of organic gardening, there is no need for unnecessary exposure to the know toxic effects of chemical pesticides.
Update on Seller Financing Requirements
Texas Association of Realtors:
Seller-financing license requirements delayed
The federal Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act requires most property owners who wish to seller-finance to be licensed as residential mortgage loan originators (RMLO). The Texas Department of Savings and Mortgage Lending, responsible for the act's implementation in Texas, announced last week that it's delaying the licensing deadline from May 31 to Aug. 31.
This delay is the first step toward reinstating the de minimis rule, which allows a seller to finance the sale of up to five properties within 12 months without a license. The Texas Finance Commission will consider a rule change reinstating the de minimus rule at its August meeting. This is good news for private-property owners.
If you should have any further questions on this or any other real estate topic, please feel free to contact the Grove Team at info@groveteam.com or go to our website at www.groveteam.com.
Friday, June 25, 2010
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Outdoor Appliance Buying Guide: Specialty Items
Specialty appliances for outdoor kitchens are hot items, but you’ll spend thousands of dollars for the added convenience. Read
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Outdoor Appliance Guide: Sinks
Outdoor sinks are similar to their indoor counterparts; the real difference is the cost of running outdoor plumbing. Read
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Outdoor Appliance Guide: Refrigerators
Refrigerators work harder outdoors than in, so it’s important to seek out models designed specifically for the task. Read
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Outdoor Appliance Guide: Gas Grills
With models priced from $29 to $5,000 and up, outdoor gas grills offer convenience and ease-of-use to fit any budget. Read
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Outdoor Appliance Guide: Charcoal Grills and Smokers
With models priced from $35 to $1,000, there are charcoal grills to fit the budget of anyone who’s a fan of traditional barbecue. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
For all your Real Estate needs, contact the Grove Team at www.groveteam.com
Monday, June 21, 2010
ABCs of Landscaping
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Landscaping for Curb Appeal
A well-landscaped yard creates curb appeal and helps your property retain maximum value. Read
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7 Gardening Mistakes to Avoid
Novice gardeners can get their landscapes off to a healthy start by heeding some tried-and-true tips from the pros. Read
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Lawn Maintenance Calendar
Regular lawn maintenance gives your home maximum curb appeal and preserves the value of your property. Read
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Save Money with Your Edible Garden
An edible garden featuring vegetables and herbs can save you a bundle if you keep it simple and raise plants that offer high yields. Read
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10 Tips for Saving Money in the Garden
Smart landscaping strategies can save you money while they add to the curb appeal and value of your home. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Senate approves home tax credit extension
The move by the Senate Majority Leader Harry Reid would give buyers until September 30th to complete their purchases and qualify for tax credits of up to $8,000. Under the current terms, buyers had until April 30th to get a signed sales contract and until June 30th to complete the sale.
The proposal would only allow people who already have signed contracts to finish at the later date. About 180,000 homebuyers who already signed purchase agreements would otherwise miss the deadline. The Nevada Democrat added the proposal to a bill extending jobless benefits through the end of November.
Source: MetroTex Association of Realtors, http://www.dfwrealtors.com/newsroom_detail.php?id=108
For more information, contact the Grove Team today!
Direct (817) 337-0000
Email - info@groveteam.com
www.groveteam.com
Friday, June 18, 2010
Just Listed - Rustic Meadows in Bedford
The well-appointed kitchen includes updates such as granite countertops, a faux stone backsplash, functional island, dishwasher, cooktop, built in microwave, and stainless steel sink. Don't miss the wine closet behind the iron door.
Escape out back to experience a lush, green, and relaxing environment. Once outside, you won't believe you are still in Texas! The lot extends beyond the stone creek.
Wednesday, June 16, 2010
How safe is your home?
Many people think of their home as safe place for themselves and their loved ones. Unfortunately, injuries occurring on residential property result in nearly 21 million medical visits and 20,000 deaths each year. It is important that you and your family be aware of potential hazards that may exist in your home and the ways to keep your environment free from danger.
Contact the Grove Team directly for more information on this month's Item of Value. It outlines the most common causes of unintentional home injuries and deaths. It also provides ideas you can implement to make your dwelling safer, such as ensuring that you have an emergency evacuation plan and checking for recalls on potentially hazardous items commonly found in residences.
For more information on buying or selling a home, call us direct -
Office (817) 337-0000
Email info@groveteam.com
www.groveteam.com
For more information on how to keep your home healthy visit www.homesafetycouncil.org
Monday, June 14, 2010
Real Estate Activity - May 2010
Wednesday, June 9, 2010
Thinking of Buying a Home?
Keep Your Home Purchase on Track
You’ve found your dream home. Make sure missteps don’t prevent a successful closing. Read
Understanding Real Estate Representation
Whether you’re buying or selling, it’s important to choose representation that meets your needs in the transaction. Read
4 Tips to Determine How Much Mortgage You Can Afford
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Read
7 Tips for Improving Your Credit
Here’s how to clean up your credit so you get the least-expensive home loan possible. Read
7 Steps to Take Before You Buy a Home
By doing your homework before you buy, you’ll feel more content about your new home. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Be sure to contact the Grove Team. We are always happy to assist you in your real estate needs. www.groveteam.com
Just Listed
Located in the popular Trace Ridge Addition, this home is conveniently located in the Keller ISD and features a community pool and playground. The family-friendly setting is one you will enjoy calling home.
The open floor plan invites entertaining family and friends! Featuring an additional living space that could be a second dining area. Decorator colors and crown molding set the style as soon as you walk in.
The cooks kitchen boasts beautiful 42" custom cabinets , upgraded appliances, and a breakfast bar. Open to the living area, it lends itself to comfort and entertaining.
Enter the roomy master with adjoining en suite bath that welcomes you with it spa like atmosphere. Enjoy privacy and comfort everyday. Step outside to relax under a pleasant covered patio and nicely landscaped yard.
Additional amenities include all-brick construction, full guttering, automatic sprinkler system, and security system.
To schedule your private showing of this wonderful home, contact the Grove Team direct!
Office (817) 337-0000
Email info@groveteam.com
Web - http://www.groveteam.com/
Quick Stats -
Monday, June 7, 2010
Considering Owner Financing?
The Secure and Fair Enforcement for Mortgage Licensing Act or the SAFE Act's primary purpose is to place minimum licensure requirements on all mortgage-loan originators. However, the licensing requirements also expand to those who are offering to owner finance their investment or second home properties.
What does all of this mean?
* A seller, who wants to owner finance, must be licensed as a Residential Mortgage Loan Originator (RMLO) in ALL 1-4 family residential transactions that are not their primary residence or to a family member.
* Applicants must complete education, submit fingerprints for background checks, pay association fees and sit for an exam.
* There are NO EXEMPTIONS for five or fewer transactions during a 12-month period.
Are you considering buying or selling a home? The Grove Team can help! Contact us for all of your real estate needs!
The Grove Team, Keller Williams Realty
Direct (817) 337-0000
Email info@groveteam.com
www.groveteam.com
Friday, June 4, 2010
10 Steps to Reducing Toxins in Your Home
By Debra Lynn Dadd
Here are ten suggestions that will help you accomplish both of these goals. By resolving to make your home as unpolluted as you can make it, you can make your family and yourself healthier by removing damaging toxins from your environment.
It's possible to live in a completely nontoxic home. Changing everything at once however, can be a daunting and difficult task.
Start by making the commitment to reduce toxic exposures in your home. It's not about being perfect; it's about moving in a direction. When faced with a choice about a household product, ask yourself, "How can I use this in a nontoxic way?" Over time, you can transform your house into a healthy home.
Here are 10 simple and inexpensive resolutions you can follow to reduce household toxins in your home:
1. Nix ammonia. Ammonia can cause eye and respiratory tract irritation and burn your skin. Instead, mix one part white or apple cider vinegar with one part water in a spray bottle for a glass cleaner.
2. Formaldehyde Free. Polyester/cotton blend sheets and no-iron cotton sheets are typically treated with formaldehyde, which can cause insomnia and respiratory problems. Opt for cotton flannel or untreated cotton percale sheets.
3. Install carbon-monoxide detectors. Homes with gas appliances or heaters should have carbon-monoxide detectors. Carbon monoxide starves the body and brain of oxygen and can be fatal. Symptoms include sleepiness, headache, dizziness, flushed skin and disorientation.
4. Replace mothballs with sweet sachets. Mothballs are made of paradichlorobenzene, a chemical that can cause headaches and irritation to nose, throat and lungs. Prolonged exposure can cause liver and kidney damage. Protect woolens by making sachets from dried lavender and equal parts dried rosemary and mind. Cedar products are also effective.
5. Use soap-based cleaning products instead of detergents. Soap is made from natural oils and minerals. Detergents are petrochemical-based products responsible for more household poisonings than any other substance.
6. Remove chloroform from your shower water. Hot water containing chlorine (which covers all municipal tap water) releases chloroform, which has been identified by the U.S. Environmental Protection Agency as a dangerous indoor air pollutant. Chlorine can be removed from shower water by using a water filter specifically designed for this purpose.
7. Use organically grown produce. Most food sold in supermarkets is sprayed heavily with pesticides, many of which can cause cancer. Buy pesticide-free, organically grown food. Purchase what looks good and is in season.
8. Take a botanical bath. Many bath products contain detergents and artificial fragrances that can be irritating to sensitive areas. Instead, use natural substances such as fragrant dried or fresh herbs (lavender, rosemary, peppermint), a quart of buttermilk or one cup Epsom salts.
9. Use water-based pens and markers. Dispose of permanent ink pens and markers, which contain toxic volatile solvents. Office and art supply stores carry water based pens and markets in every size and color.
10. Get houseplants. They freshen the air by absorbing carbon dioxide we exhale and release the oxygen that's vital for us to breathe. Some plants, like the spider plant remove some air pollutants.
Wednesday, June 2, 2010
Is now a good time to sell your house?
There are many reasons people consider selling a home. Whether you're thinking of upgrading, or simply making a change, you may be wondering if the timing is right. Here are several reasons why this may be a good time to put your home on the market.
* Housing prices in Texas have been steadily rising at a moderate pace for many years, even while other states have experienced wild price fluctuations. Chances are that your home is worth more than even a few years ago.
* Record low interest rates motivate buyers to act on their desire to purchase a home and give more purchasing power.
* Unlike several other states that experienced wild price fluctuations and skyrocketing foreclosure rates, Texas does not have a glut of unsold home. According to the Real Estate Center at Texas A&M, the statewide supply of homes is at a level that leads to a fairly balanced market.
* Individuals and businesses continue to move to Texas, and this ongoing population growth fees a strong demand for housing.
For more information about buying or selling a home in the north Texas area, contact us directly:
The Grove Team
Direct (817) 337-0000
info@groveteam.com
www.groveteam.com
source: Texas Realtors